Need help choosing a credit card

[daba]

Hi folks,

Believe it or not I've never owned a credit card. I've made all my purchases either in cash or with my debit card!

So, I believe now is the time to choose a credit card. What I usually spend money on is, in order of increasing frequency:

1. Dining (daily)
2. Buying groceries/stationery
4. Buying gas (biweekly)
3. Paying bills (internet, gas/electric, monthly)
5. Purchasing electronics and other entertainment/necessities (every few months, in bursts, most of the time online)
6. Clothing (yearly)

Because I can't really choose, I'm thinking of getting a Southwest or a United or some sort of program which allows me to accumulate miles, since I plan on travelling. Anyone have any suggestions? I'm really rather clueless when it comes to credit cards.

Thanks in advance.

[JaneL]

Try the Finance forum at http://www.fatwallet.com/c/52/ however be sure to read the FAQs and stickys before posting.

[EatMorGlue]

Excellent link nonny... I just recently ventured into the world of credit cards, so I found a lot of the info in their FAQs to be very helpful.

[JaneL]

The forum members at fatwallet are very knowledgeable and are usually on top of the best rebate and balance transfer credit card deals. However, I do warn everyone that their moderation staff members make me look like a pussycat. I get accused of drawing a hard line here. Those guys are ruthless and not very nice about it either. Read the FAQs, and search for existing threads before posting.